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How Chevrolet's Advanced Safety Features Could Cut Indiana Insurance Bills In Half

  • Writer: Harry Tepe
    Harry Tepe
  • May 8
  • 9 min read

2025 Traverse

In Indiana, drivers worry about car safety. Car safety features can cut down insurance costs. At Tom Tepe Autocenter, we show that Chevrolet's advanced safety tech can reduce your bills.


This tech includes airbags, anti-lock braking systems, and lane keep assist, among others. These features not only protect you on the road but also lower what you pay for insurance by making accidents less likely and reducing claim amounts when accidents happen.


Insurance companies value these technologies because they lessen the risk of costly payouts for collisions and other damages. So, adding these safety options to your vehicle is a smart move for both safety and savings on insurance premiums.


Key Takeaways


  • Chevrolet cars come with features like automatic emergency braking and lane keep assist. These reduce accident chances, cutting insurance costs.

  • They also have blind-spot monitoring and forward collision warning. Such tools lessen crash risks, making these vehicles cheaper to insure.

  • Tom Tepe Autocenter offers new and used Chevrolets equipped with these safety technologies. This option leads to more affordable insurance rates.

  • In Indiana, picking safer vehicles can lower insurance expenses by over 20%. Cars with advanced safety systems get better deals on premiums.

  • With fewer accidents, there are fewer claims made. Overall, this saves money on insurance in the long term, proving Chevrolet as an economical pick for drivers focused on safety.


How Vehicle Safety Features Impact Insurance Rates


Cars with the latest safety technology often get lower insurance rates because they are less likely to be in accidents. Tom Tepe Autocenter & Car Country sells these vehicles, helping drivers save on insurance.


The relationship between safety features and insurance discounts


Insurance companies favor cars with latest safety technologies. These vehicles are seen as less risky, leading to lower car insurance costs. At Tom Tepe Autocenter, we've noticed Chevrolet's safety features can reduce your bill.


Airbags and anti-lock brakes may cut costs by 5% to 10%. Blind-spot monitoring or adaptive cruise control could save around 10% to 15%. Advanced systems like automatic emergency braking could lower rates by over 20%.


Safety tools like lane departure warnings and collision avoidance systems prevent accidents. This means fewer claims for the insurance company to handle. Lower accident risk results in cheaper premiums for drivers.


Insurance pricing considers these advanced driver assistance systems, making safer vehicles cost-effective both on the road and for your budget.


Why Indiana drivers benefit from advanced safety technology


In Indiana, driver errors often lead to car accidents. However, safety technologies like Automatic Emergency Braking (AEB) and Lane Keeping Support (LKS) are making a difference. AEB can prevent 30% of rear-end collisions by activating brakes when it detects a car too close ahead.


LKS helps keep the vehicle within its lane, which is especially useful for distracted or tired drivers.


These advancements are crucial because they reduce accidents and save lives. As a result, they also lower insurance costs for Midwest drivers in cities like Indianapolis and Cincinnati who opt for vehicles with these features.


At Tom Tepe Autocenter, we recommend Chevrolet cars that come equipped with AEB and LKS to both new and used buyers looking for safer driving options.


Overview of Chevrolet's Advanced Safety Features


Tom Tepe Autocenter showcases Chevrolet's latest car safety technologies. These features aim to enhance driver and passenger safety on the road.


Lane departure warning and lane-keeping assist


Chevrolet's Lane Keep Assist with Lane Departure Warning uses a camera to monitor road lines. If the car starts leaving its lane without signalling, it warns drivers with visual and sound alerts.


It also gives steering nudges to keep the vehicle in its lane, improving safety in places like Ohio, Kentucky, Harrison Ohio, Aurora Indiana, Milan Indiana. This system works best at speeds of 31-37 mph but requires clear visibility.


Drivers can easily turn off this feature whenever they choose. This allows Chevrolet owners to manage their safety and driving style. Advanced safety technologies like these help reduce accidents and could lower insurance costs for drivers in Indiana Auto Dealers Association areas.


At Tom Tepe Autocenter & Car Country, we offer Chevrolet vehicles equipped with top-notch safety features such as Lane Keep Assist with Lane Departure Warning. These features enhance road safety and may also help you save on insurance.


Forward collision warning and automatic emergency braking


At Tom Tepe Autocenter in Indiana, safety is a top priority. That's why cars with forward collision alert and automatic emergency braking are popular. Forward collision alert warns you of possible crashes ahead.


If you don’t react in time, automatic emergency braking activates to slow down the car, helping to prevent accidents.


Studies show that automatic emergency braking can reduce rear-end crashes by about 30%. This not only keeps drivers safer but may also lower insurance costs due to fewer claims. By choosing a car equipped with these technologies, drivers can enhance their safety on the road and potentially save on insurance expenses over time.


At Tom Tepe Autocenter, we assist customers in selecting vehicles with optimal safety features for their needs.

2025 Blazer

Blind-spot monitoring and rear cross-traffic alert


Chevrolet's blind-spot monitoring system uses sensors, cameras, and radar for safety. It helps drivers see hidden areas and warns them of obstacles. This technology is useful on highways and in parking lots.


Drivers receive alerts visually or audibly.


Rear cross-traffic alert complements the blind-spot system by warning drivers of approaching cars when backing out. These Chevrolet safety features may reduce insurance costs in Indiana, as they prevent accidents.


Safety technology like this can make Chevrolet vehicles a smart choice for saving on auto insurance while enhancing road safety.


Adaptive cruise control and traffic jam assist


Chevrolet adds adaptive cruise control and traffic jam assist to improve safety. Adaptive cruise control automatically adjusts the car's speed to keep a safe distance from vehicles ahead.


This makes long drives or heavy traffic easier for drivers. Traffic jam assist helps manage slow-moving, congested traffic without much input from the driver.


These technologies not only enhance safety but could also lower insurance costs in Indiana by reducing accidents and claims. At Tom Tepe Autocenter & Car Country, we show our customers how these features can save lives and cut down on insurance expenses.


Cost-Saving Benefits of Chevrolet's Safety Features


At Tom Tepe Autocenter and Car Country, advanced Chevrolet safety technologies reduce accident risks and insurance claims, potentially lowering your premiums. Discover a Chevrolet that meets both your budget and safety needs in Indiana today.


Fewer accidents and reduced claims


Chevrolet cars have advanced safety features like automatic emergency brakes and blind spot monitoring. These features help prevent crashes. With fewer accidents, insurance companies view these vehicles as lower risks.


So, they offer discounts on insurance rates for these safer cars.


Drivers in Indiana who choose Chevrolet can see more than 20% savings in insurance costs. This is because safety technologies lead to lower premiums. Vehicles equipped with these advanced safety systems get special discounts, making them a smart choice for saving on insurance while ensuring road safety.


Lower premiums with safety feature discounts


Cars with advanced safety features like automatic emergency braking and blind-spot monitoring get discounts from insurance companies. These features lower the risk of accidents, leading to 10%–15% savings on insurance premiums.


Vehicles at Tom Tepe Autocenter come with safety technologies that not only keep drivers safe but also reduce insurance costs. Basic equipment such as airbags and ABS can save Indiana drivers 5%–10%.


Adding more advanced systems doubles these financial benefits without greatly increasing prices. Choosing a car designed to avoid accidents results in fewer claims and cheaper premiums over time, making it a smart choice for buyers looking for both safety and savings.


Long-term savings for Indiana drivers


In Indiana, drivers with Chevrolet's safety features save money. Features like lane-departure warnings and forward collision alerts prevent accidents.


With fewer accidents, there are fewer claims. Insurers offer discounts to safe drivers, making insurance cheaper over time.


Tom Tepe Autocenter & Car Country helps choose Chevrolets with these safety technologies. We have a wide selection of vehicles that offer lower insurance costs through enhanced safety.


Wide Selection of Chevrolet Vehicles at Tom Tepe Autocenter and Car Country


Tom Tepe Autocenter and Car Country sell Chevrolet cars with the latest safety technologies. We have new and pre-owned models for every budget, ensuring safe driving without costly prices.


New Inventory of Chevrolet with Advanced Safety Features


Chevrolet vehicles come equipped with Chevy Safety Assist. This includes Automatic Emergency Braking and Front Pedestrian Braking. The Chevrolet Traverse SUV offers large cargo space and advanced driving aids like a Rear Vision Camera and HD Surround Vision for improved visibility.


Chevrolet also provides Enhanced Lane Keep Assist to help drivers stay in their lanes. OnStar services are available for three years, offering emergency assistance and vehicle access via a smartphone app.


These safety features may lead to lower insurance rates by reducing accidents and claims.


Quality Pre-Owned Chevrolet for Every Budget


Tom Tepe Autocenter offers affordable, quality-used Chevrolet vehicles for all budgets. Choose from cars like the Malibu, trucks such as the Colorado, or SUVs like the Traverse. Each used vehicle undergoes a thorough check to ensure reliability and cost-effectiveness.


Trading in your current vehicle is simple and fair with our online tools. Quickly find out what your trade is worth to lower the cost of your next purchase. Easy financing options are available for your next Chevrolet.

Chevy Malibu

Financing Your Chevrolet with Tom Tepe Autocenter and Car Country


Our team at Tom Tepe Autocenter and Car Country offers tailored financing options for your Chevrolet by working with various lenders to fit your budget.


Easy Financing Options for Your Next Chevrolet


At Tom Tepe Autocenter and Car Country, we team up with local banks and credit unions to offer deals that match your budget. We accept all credit histories. You can quickly apply online and get approval.


We provide no down payment options for qualified buyers and offer terms from 48 to 72 months. This keeps monthly payments low, helping you save money while you enjoy a new or pre-owned Chevrolet.


Why Choose Tom Tepe Autocenter and Car Country for Your Next Chevrolet


Choose Tom Tepe Autocenter and Car Country for your Chevrolet. Learn about its safety features to save money and drive safely.


Expert staff to guide you through safety technology


At Tom Tepe Autocenter, we know a lot about vehicle safety technology. We teach customers about Chevy's advanced features, like seat belts and autonomous technologies. Our team explains how these can cut insurance costs.


We cover the perks of lane departure warning, automatic emergency braking, and more. This guides drivers in picking their next car wisely. We focus on ensuring customer happiness and savings.


Commitment to customer satisfaction and savings


Tom Tepe Autocenter and Car Country focuses on stress-free car buying. We have a large selection of over 200 used vehicles to fit various budgets and preferences. Our finance team aims to offer the best loan or lease deals.


We use genuine GM parts for vehicle maintenance, ensuring your car runs smoothly.


You can schedule service appointments online and find special maintenance offers easily. Our hours accommodate busy schedules, staying open late on weekdays and available on Saturdays.


From choosing to financing your vehicle, we prioritize saving you money while providing quality service in Indiana.


Conclusion


Chevrolet's safety technologies, like automatic emergency braking and lane keep assist, help prevent accidents. This not only makes roads safer but can also lower insurance costs significantly.


Our dealership offers cars with these features, combining safety with savings on insurance premiums. Choosing a Chevrolet with advanced safety options is wise for both your protection and budget.


FAQs


1. How can Chevrolet’s advanced safety features help lower my insurance costs in Indiana?


Chevrolet’s safety technologies—like Automatic Emergency Braking, Lane Keep Assist, and Blind Spot Monitoring—can significantly reduce the likelihood of accidents. Insurance companies often reward this with lower premiums because safer vehicles lead to fewer claims.


2. Which Chevrolet safety features are most likely to earn insurance discounts?


Features such as Forward Collision Alert, Automatic Emergency Braking, Lane Departure Warning, and Rear Cross Traffic Alert are among the most valued by insurers. These systems actively help prevent collisions, which may qualify you for insurance discounts of 5% to 20%, depending on your provider.


3. Are these advanced safety features standard on all Chevrolet models?


Most new Chevrolet models come with Chevy Safety Assist, which includes several core safety technologies. However, availability may vary by trim or model year. Our team at Tom Tepe Autocenter & Car Country can help you find a vehicle equipped with the specific features that benefit both your safety and insurance rates.


4. Can I get these safety features on a used Chevrolet?


Yes! Many late-model Certified Pre-Owned (CPO) and used Chevrolets include advanced safety features. We thoroughly inspect each vehicle for reliability and offer a wide selection of used models with modern safety systems that may help reduce your insurance premiums.


5. Will adding these features eliminate the need for full coverage?


No. While safety features can lower your risk and reduce insurance costs, they don’t replace the need for comprehensive or collision coverage. It’s still important to protect against theft, weather damage, and other unexpected events not prevented by safety tech.


Harry Tepe, Owner and Dealer Principal, Tom Tepe Autocenter


Harry Tepe is a seasoned automotive expert and the owner of Tom Tepe Autocenter, a leading vehicle dealership serving the Midwest states of Ohio, Indiana, and Kentucky. With a lifelong passion for automobiles.


Over the years, Harry worked his way up through various roles, absorbing valuable insights into sales management and dealership operations until he became the youngest GM Dealer Principal and owner of Tom Tepe Autocenter, expanding the business to include multiple locations and a standalone reconditioning center.


Under Harry's leadership, Tom Tepe Autocenter and Car Country in Aurora and Harrison, Ohio, have grown exponentially, selling over 2000 vehicles annually and generating over $50 million in revenue. His active involvement in the industry is further evidenced by his participation in the NADA 20 Group and his influential role on the Board of Directors for the Indiana Auto Dealers Association, even serving as its President in 2016.


Harry's journey embodies the essence of expertise, authority, and trustworthiness. His insights and experiences are not just stories of personal growth and business success; they are testaments to his deep understanding of and commitment to the automotive industry.

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