Indiana's Top 3 Used SUVs Under $20,000 For 2025: A Buyer's Guide
- Harry Tepe
- Jul 9
- 13 min read
Finding a reliable ride for your family can feel tough, especially when prices seem out of reach. Used SUVs under $20k in Indiana are now easier to find because prices have started to level off.
This guide shows you the best deals and top choices from Tom Tepe Autocenter and Car Country. See which pre-owned SUV fits your needs and budget today.
Key Takeaways
Reliable pre-owned SUVs under $20,000 are readily available in Indiana at establishments like Tom Tepe Autocenter and Car Country. Consider models such as the 2020 Kia Sportage and 2018 Honda CR-V EX-L.
The 2009 Saturn Outlook and the 2009 Toyota Highlander Hybrid provide excellent value due to their respective reliability scores of 9.2 and 9.1.
Affordable finance options are provided for eligible customers interested in purchasing pre-owned SUVs, which include prevalent models like the Ford EcoSport SE or Honda CR-V EX-L.
Each SUV undergoes a comprehensive evaluation prior to its sale, ensuring its quality and safeguarding buyers.
By trading in your current vehicle at Tom Tepe Autocenter, you can considerably bring down the cost of your subsequent acquisition, where they aim to make the transaction as economical for you as possible.
Why Buy a Used SUV Under $20,000 in Indiana?
Finding a dependable pre-owned SUV under $20,000 gives families in the Midwest room to grow without stretching their budget. Our team at Tom Tepe Autocenter and Car Country helps drivers near Cincinnati, Indianapolis, Harrison, Ohio, Aurora, Indiana, and Milan, Indiana take home quality crossovers with reliable safety features like electronic stability control and brake assist.
Affordable options for families
Families in Indiana can get reliable used SUVs, like the 2020 Kia Sportage, for under $20,000. These vehicles offer space for kids and gear, good fuel economy, and essential safety features such as side impact airbags and electronic stability control.
Models like the Honda CR-V EX-L or Ford EcoSport SE have strong resale values and fit Midwest families who need comfort on drives to Cincinnati or Indianapolis.
Tom Tepe Autocenter offers many family-friendly options with popular crossovers from brands like Ford, Dodge, Chevrolet Equinox, and Toyota RAV4. Every pre-owned SUV at our dealership gets a full inspection by skilled technicians.
We recommend checking vehicle history through platforms like Carfax to ensure you choose a quality ride that fits your budget. Many of these choices give families all-wheel drive for safer winter trips across Ohio or Kentucky roads without straining finances.
Reliability and value for your money
Making smart choices means more than just saving cash. It is about picking quality that lasts. The 2009 Saturn Outlook, with a high reliability score of 9.2, offers strong value for budget shoppers in Indiana looking for family SUVs under 20k.
Choose the 2009 Toyota Highlander Hybrid to get both a solid reliability rating of 9.1 and efficient performance.
These used SUVs give drivers peace of mind without overspending. A dependable model like the 2013 Buick Enclave scores a notable 9.0 for reliability.
Our team at Tom Tepe Autocenter checks each SUV carefully before putting it on our lot, so you get only quality pre-owned SUVs that Indiana families can trust.
Our focus is on finding reliable used cars that bring real value, says Harry Tepe.
Every vehicle gets checked for safety systems like anti-lock brakes and traction control so you know what you are driving home has lasting worth.
Qualified customers may also find financing options designed to fit their budgets at Tom Tepe Autocenter or Car Country. This makes getting behind the wheel of top-rated midsize vehicles such as Ford Escape or compact rides like the Nissan Sentra simple, without worrying about overpaying for brand names or hidden issues others might miss.
Available financing options at Tom Tepe Autocenter and Car Country
The finance team helps buyers get quality used SUVs Indiana families need, like a 2018 Honda CR-V EX-L or 2020 Ford EcoSport SE. Options fit many budgets. You can apply online for secure pre-approval before visiting the lot.
The department works with several lenders to give competitive rates on pickups such as Chevy Silverado and GMC Sierra, and even hybrid options, including Toyota Avalon Hybrid.
Staff value trade-ins so you can lower your cost right away if you own a car like a Hyundai Sonata or Nissan Altima. All offers require approved credit and are for qualified customers only.
Our goal is to make owning a reliable family SUV under $20k in Indiana easy and stress-free for shoppers at Tom Tepe Autocenter & Car Country.
Explore Tom Tepe Autocenter's Inventory for Used SUVs
Tom Tepe Autocenter offers a wide range of reliable used SUVs under $20,000 right at our locations in Harrison, Ohio, Aurora, Indiana, and Milan, Indiana. Every SUV gets a careful inspection before sale by our team of automotive professionals.
Popular choices include the 2020 Buick Encore GX and the 2020 Chevrolet Trax LS. These vehicles come with modern features like power windows, cruise control, automatic headlights, anti-roll bar suspension systems, adaptive cruise control options on some models, knee airbag technology for safety and more.
Our inventory focuses on family SUVs under 20k, and Indiana buyers trust. You’ll find brands such as Ford EcoSport SE or Honda CR-V EX-L that offer fuel efficiency and comfort while maintaining value and reliability.
Shop during sales hours Monday through Friday from 8:00 AM to 7:00 PM or Saturday until 5:00 PM. For those wanting hybrids or all-wheel drive luxury SUV selections at practical pricing near stock manufacturer’s suggested retail price levels, our selection delivers both choice and quality vehicles shoppers expect from top Indiana automotive dealers like Tom Tepe Autocenter & Car Country.
2020 Ford EcoSport SE
The 2020 Ford EcoSport SE is a compact sport utility vehicle packed with modern features and smart technology—check out why it stands out in Indiana’s best SUVs under $20,000.
Features & Description (Compact SUV with modern tech)
Both 1.0-liter three-cylinder EcoBoost and 2.0-liter four-cylinder engines power this compact SUV. Drivers enjoy fuel economy ranging from 25 to 28 combined mpg, making it a cost-effective choice in Indiana for families or solo adventurers alike.
Smart tech features stand out with Apple CarPlay and Android Auto support; staying connected is easy on every drive.
Standard ABS brakes, high-beam headlights, and lane departure warning boost confidence behind the wheel. Fully automatic systems handle climate control and other key functions without fuss.
With a solid review score of 3.9 by experts and owners, this model balances reliability with modern comforts not found in every used option under $20,000.
You get big value here: advanced safety tools like lane departure warnings paired with everyday gadgets like Android Auto keep your rides safe but fun, says Harry Tepe of Tom Tepe Autocenter.
All finance offers go through approved credit for qualified customers at Tom Tepe Autocenter or Car Country only.
Pros & Cons (Fuel-efficient, suitable for city driving)
At Tom Tepe Autocenter, we understand the significance of selecting the right vehicle. Opting for a fuel-efficient SUV is essential for city commuting and saving at the fuel station.
Pros:
Good gas mileage translates to less spending on fuel. Our SUVs achieve between 25 to 28 combined mpg.
Their compact dimensions facilitate easy parking, especially in cramped city zones.
Pre-owned SUVs from our stock start at an appealing $10,455, offering excellent value.
Cons:
These vehicles might seem tight for larger families or extended road journeys.
Some models are devoid of the latest safety features present in updated versions.
The restricted cargo space might not cater to everyone's storage or travel requirements.
We welcome you to peruse our assortment of dependable pre-owned SUVs in Indiana. Our unit at Tom Tepe Autocenter and Car Country is prepared to assist in finding your ideal vehicle.
2018 Honda CR-V EX-L
The 2018 Honda CR-V EX-L offers a roomy cabin, smooth power steering, advanced safety tools, and stands out as one of Indiana's best SUVs under $20,000—discover why it could be your next reliable family ride at Tom Tepe Autocenter.
Features & Description (Spacious interior, advanced safety features)
Headroom stands at 40.1 inches in the front and 39.2 inches in the back, giving plenty of space for adults or teens. Legroom measures at 38.0 inches up front and 39.1 inches in the rear, making long drives easy for everyone inside this compact-crossover SUV from Tom Tepe Autocenter.
Advanced safety features include lane-keeping assist, a backup camera, and blind spot monitoring to help keep your family safe on Indiana's roads. Reliable used SUVs like this Honda CR-V EX-L offer comfort plus smart tech that adds peace of mind every mile.
Our team knows how much space matters when you pack up for school runs or weekend trips, says Harry Tepe.
Looking for one of Indiana's best SUVs under $20,000? The Honda CR-V gives great value while offering advanced protection and lots of room, perfect for growing families shopping with Car Country or Tom Tepe Autocenter.
Pros & Cons (High resale value, comfortable ride)
The 2018 Honda CR-V EX-L stands out as a top pick for vehicle shoppers in Indiana looking for reliable used SUVs. Its blend of comfort and financial benefits makes it a smart choice.
Pros:
The 2018 Honda CR-V has a high resale value. This means buyers can invest in this SUV knowing it will hold its value over time.
It's known for its comfortable ride, making long drives or city rides easier on the driver and passengers.
Equipped with the Honda Sensing safety suite, this model offers advanced safety features. Most models come standard with this tech, keeping you safer on the road.
Kelley Blue Book praised it as the highest-rated compact SUV of 2018. This recognition speaks volumes about its overall quality and appeal.
Cons:
While offering many benefits, the upfront cost might be higher than some other options in the market due to its popularity and features.
Its desirable features may lead to higher demand, which can sometimes make finding the perfect model challenging.
Next, let's explore financing options at Tom Tepe Autocenter to make your purchase smoother.
2017 Jeep Grand Cherokee Laredo 4x4
The 2017 Jeep Grand Cherokee Laredo 4x4 gives you strong off-road power and a tough look, making it a smart choice for anyone wanting versatility—discover full details at Tom Tepe Autocenter.
Features & Description (Off-road capability, rugged design)
Ranked #8 in Best 2-Row SUVs and rated 4.4 by experts, the Jeep Grand Cherokee Laredo 4x4 stands out for rugged style and power. Its strong bumpers, tough suspension, and available Trailhawk trim help it handle rough roads with ease.
Choose from a 3.6-liter V6, powerful 5.7-liter V8, or efficient 3.0-liter EcoDiesel V6 engine to suit your driving needs.
With up to 7,400 pounds of towing capacity, this SUV can haul campers or boats across Indiana’s varied terrain. Four-wheel drive keeps you steady on muddy trails or snowy streets near Tom Tepe Autocenter and Car Country.
Spacious seats ensure comfort whether traveling on city highways or rural backroads, looking at used options under $20k that fit families needing reliable performance in all conditions.
Pros & Cons (Powerful performance, versatile use)
Looking at the 2017 Jeep Grand Cherokee Laredo 4x4, we find a vehicle that stands out for its robust performance and adaptability. It's perfect for both city roads and off-road adventures, making it a top pick at Tom Tepe Autocenter.
Pros:
The Jeep Grand Cherokee Laredo comes with multiple engine choices. This includes a potent 475-horsepower SRT variant, offering power that can handle tough terrains and quick highway speeds.
With its off-road capability, this SUV is built to conquer any path in Indiana or beyond. Its four-wheel drive ensures safety during challenging weather conditions.
Its rugged design not only looks good but also provides durability over time, making it a trusted companion for adventure seekers.
This model, rated as the #8 Best 2-Row SUV of 2017 with an expert rating of 4.4, showcases its strong reputation among professionals and customers alike.
Cons:
Given its powerful performance, some might find the fuel efficiency less than ideal when compared to smaller, less capable vehicles.
The initial price point starts at $12,086 due to significant depreciation; however, this might still be above the budget for some buyers looking for cheaper options.
As Jeep's best overall vehicle for value, demand may be high, which could affect availability.
At Tom Tepe Autocenter, we believe in providing reliable used SUVs that offer real value for our customers' money. With financing options available and the opportunity to trade in your current vehicle, getting behind the wheel of this versatile SUV has never been easier.
What to Look For When Buying a Used SUV
Check the vehicle’s miles, review its Carfax report, and ask a skilled mechanic to inspect it—these steps help you drive away with one of Indiana's best SUVs under $20,000; keep reading to learn how Tom Tepe Autocenter and Car Country make your search simple.
Mileage and condition of the vehicle
Most of the best SUVs under $20,000 in Indiana should have less than 80,000 miles. Low mileage often means fewer repairs and more life left in your SUV. Always look at the condition inside and out.
Reliable used SUVs in Indiana, like a Honda CR-V or Ford EcoSport from Tom Tepe Autocenter, are known for lasting longer if maintained well.
Rust, dents, worn tires, and oil leaks lower the value. A Subaru Crosstrek with about 50,000 miles can go up to 415-498 miles on one tank, according to recent data. These numbers matter when you consider how far you drive each week or for family trips around Indiana.
“We always recommend looking for an SUV with a clean vehicle history report,” says Harry Tepe. “A great used SUV should be both reliable and ready for the road.”
Vehicle history report with Carfax
CARFAX pulls data from over 151,000 sources worldwide. This database covers used vehicles built since 1981 with standard VINs. A CARFAX report checks for accidents, service records, previous use like rental or personal, and ownership history.
These facts help you spot any hidden issues before buying a reliable used SUV in Indiana. Tom Tepe Autocenter and Car Country always provide CARFAX reports on the best SUVs under $20,000 to give shoppers peace of mind.
A Ford EcoSport SE or Honda CR-V EX-L at our lot will have its full vehicle story available through CARFAX. Armed with this info, you can avoid unexpected repairs and make sure your next purchase fits your needs for value and reliability.
Next up is the importance of having an inspection by a trusted mechanic before making your final choice.
Inspection by a trusted mechanic
A trusted mechanic can check for hidden issues in used SUVs. Many buyers miss problems that do not show up during a test drive. An inspection usually costs $100 to $150, but this small fee can save you from expensive repairs later.
Make sure the mechanic looks at important parts like brakes, suspension, engine, and electrical systems.
Ask the seller about the vehicle’s condition before agreeing to buy. Get a report on its past ownership and any accidents with Carfax or similar services. At Tom Tepe Autocenter and Car Country, our team recommends always getting this outside review, whether you choose a Ford EcoSport SE or a Jeep Grand Cherokee Laredo 4x4.
This step is vital if you want one of Indiana’s best SUVs under $20,000 that is reliable and ready for your family or next adventure.
Financing Your Used SUV Purchase at Tom Tepe Autocenter
Getting the right financing for your used SUV is simple at Tom Tepe Autocenter. Our team offers flexible loan options for every credit profile, even if you have had trouble with credit in the past.
We help shoppers find reliable used SUVs under $20,000, Indiana drivers trust, including popular models like Chevrolet and Jeep Grand Cherokee Laredo 4x4.
A down payment of about 20% can make your monthly payments lower and improve loan terms. You can start with our fast online pre-approval tool to save time at the dealership. Many buyers qualify for assistance on all-wheel drive models or favorites like the Honda CR-V EX-L through our programs designed just for Indiana families.
Find out how trading in your current car may help your deal next.
Considering Your Trade-In Options with Tom Tepe Autocenter
Trading in your vehicle at Tom Tepe Autocenter helps you save on a reliable used SUV. Harry Tepe and his team use proven strategies to get the best value for Midwest drivers. Always start with a deep clean, inside and out, before bringing your car.
Fix small issues to improve its mileage and boost its appeal.
Use tools like Carfax to show full history or recent service on models such as the Toyota Camry LE or the Ford F-150. Check market prices using online platforms like Kelley Blue Book so you know your car’s worth.
This makes it easier to discuss fair offers for top SUVs under $20,000 that Indiana drivers want, such as the Honda Accord or Jeep Grand Cherokee Laredo 4x4.
Setting a competitive price draws quick interest from buyers looking for all-wheel drive options; rebates may also apply on select trades at Tom Tepe Autocenter & Car Country. The staff explain each step and offer advice based on selling over 2,000 vehicles annually.
Conclusion
Finding the best SUV for under $20,000 does not have to be hard. Our top picks give you value, safety, and space for your family. At Tom Tepe Autocenter and Car Country, our team helps drivers in Indiana get on the road with confidence.
Check out our lineup today for reliable options like the Honda CR-V, Toyota Highlander, and Honda Pilot. Your next great drive starts here.
FAQs
1. What are the best used SUVs under $20,000 available at Tom Tepe Autocenter & Car Country?Some of the top pre-owned SUVs under $20,000 include the 2018 Honda CR-V EX-L, 2020 Ford EcoSport SE, and 2017 Jeep Grand Cherokee Laredo 4x4. These models offer a strong balance of reliability, comfort, and safety, perfect for Indiana families on a budget.
2. How do I know if a used SUV is reliable before I buy it?At Tom Tepe Autocenter & Car Country, every vehicle undergoes a comprehensive inspection before being listed for sale. We also provide a free CARFAX Vehicle History Report, so you can review service records, accident history, and ownership background with confidence.
3. Can I get financing on a used SUV under $20,000 even with average credit?Yes. Our finance team works with multiple lenders to help qualified customers secure affordable financing, even if you’ve had credit challenges in the past. All financing is subject to approved credit.
4. What are some key features to look for when buying a used SUV for family use?Look for vehicles with advanced safety features like lane-keeping assist, ample cargo space, good fuel efficiency, and all-wheel drive if you drive through snow or rural areas. Models like the Honda CR-V and Ford EcoSport check these boxes and are available in our inventory.
5. How can trading in my current vehicle help me afford an SUV under $20,000?Trading in your car at Tom Tepe Autocenter can reduce your out-of-pocket cost and lower your monthly payments. We use trusted valuation tools and offer fair market value to help make your upgrade to a newer SUV both affordable and simple.
Harry Tepe, Owner and Dealer Principal, Tom Tepe Autocenter
Harry Tepe is a seasoned automotive expert and the owner of Tom Tepe Autocenter, a leading vehicle dealership serving the Midwest states of Ohio, Indiana, and Kentucky. With a lifelong passion for automobiles.
Over the years, Harry worked his way up through various roles, absorbing valuable insights into sales management and dealership operations until he became the youngest GM Dealer Principal and owner of Tom Tepe Autocenter, expanding the business to include multiple locations and a standalone reconditioning center.
Under Harry's leadership, Tom Tepe Autocenter and Car Country in Aurora and Harrison, Ohio, have grown exponentially, selling over 2000 vehicles annually and generating over $50 million in revenue. His active involvement in the industry is further evidenced by his participation in the NADA 20 Group and his influential role on the Board of Directors for the Indiana Auto Dealers Association, even serving as its President in 2016.
Harry's journey embodies the essence of expertise, authority, and trustworthiness. His insights and experiences are not just stories of personal growth and business success; they are testaments to his deep understanding of and commitment to the automotive industry.