The Tax Loophole Closing Dec 31st: How Ohio Business Owners Can Write Off A Heavy-Duty Truck Before 2026

Many Ohio business owners want to save more on taxes while upgrading their work trucks. The Section 179 Tax Deduction 2025 lets you write off a heavy-duty truck for business use before this tax benefit ends on December 31st.

This article shows how you can reduce your tax bill and keep more money in your business through these rules. Act fast, or you might miss out on major savings.

Key Takeaways

• Ohio business owners can use Section 179 to save on taxes by writing off heavy-duty trucks before Dec 31, 2025. This includes new or used vehicles over 6,000 lbs GVWR.

• The maximum deduction is $2,500,000 per business through December 31st, 2025. Trucks must be bought and in service by then to qualify.

• Vehicles must be used for business more than half the time. Proper records like mileage logs are needed.

• Combining Section 179 with bonus depreciation offers extra savings. Bonus depreciation covers most costs in the first year after January 19th, 2025.

• Work with a tax professional and buy from trusted dealerships like Tom Tepe Autocenter and Car Country for smooth savings and compliance with IRS rules.

  
  

Understanding Section 179

Section 179 lets you deduct the cost of new or used business equipment, like heavy-duty trucks, from your taxable income. The Internal Revenue Service (IRS) sets rules for this tax benefit to help small businesses invest in vehicles and other capital assets.

What is Section 179?

Section 179 is a tax law that lets businesses deduct the full price of qualifying equipment, like heavy-duty trucks, in the year they buy and use it. This deduction includes vehicles with a Gross Vehicle Weight Rating (GVWR) over 6,000 lbs.

Businesses must use these trucks for business at least half the time to get this benefit.

The current maximum deduction is $2,500,000 per business through December 31st, 2025. Both new and used vehicles qualify if they are placed in service before that date. Section 179 can also be combined with bonus depreciation for bigger tax savings on your business truck write-off.

Proper records of purchase and usage are needed to comply with IRS rules under this capital equipment incentive from the Tax Cuts and Jobs Act of 2017.

Why it matters for Ohio business owners

Ohio business owners can cut taxable income and keep more cash in their businesses with the Section 179 deduction. This rule especially helps small and medium-sized companies across Ohio cities such as Cincinnati, Harrison, and other Midwest locations.

Vehicles over 6,000 pounds gross vehicle weight rating (GVWR) that are used for business at least half of the time qualify. 

You may also pair it with a 60% bonus depreciation if your investment goes beyond that limit. Using these tax benefits allows you to upgrade your fleet quickly from Tom Tepe Autocenter or Car Country before the tax loophole closes on December 31st, 2025.

Your decision now supports business growth in Harrison, Ohio, and nearby regions while giving you an edge against rising operational costs.

Key Benefits of Section 179 for Heavy-Duty Trucks

Section 179 lets you write off a large part of your heavy-duty truck cost in the first year. This tax move can boost your cash flow and help you invest more back into your company or limited liability business.

Write off up to $31,300 for qualifying vehicles

Businesses in Ohio, Indiana, or Kentucky can write off up to $31,300 for heavy-duty trucks between 6,001 and 14,000 pounds gross vehicle weight under Section 179 for tax year 2025.

This federal tax deduction lowers your taxable income fast and helps you keep more money for business needs like new equipment or hiring staff. Both new and used vehicles from Tom Tepe Autocenter & Car Country qualify if placed in service by December 31st, 2025.

If your truck is used over half the time for the company, says Harry Tepe, you could see big savings this tax season.

Accurate paperwork showing purchase date and business use is required. Use a Section 179 Tax Deduction Calculator to estimate your benefit before making a decision on any GMC vehicles or other work trucks at our dealership.

Proper planning ensures you also combine bonus depreciation with Section 179 to maximize your business tax savings.

Next up: Learn how these deductions actually reduce taxable income and help keep more cash inside your operation.

Reduce taxable income and keep more money in your business

Section 179 lets you deduct the full purchase price of a heavy-duty truck weighing over 6,000 pounds in the year you put it into service. For Ohio business owners, this means you can write off up to $31,300 for each qualifying vehicle from Tom Tepe Autocenter or Car Country through December 31st, 2025.

Your taxable income drops right away, which leaves more cash in your company’s pocket for operating costs and investing back into your work.

Using Section 179 with bonus depreciation can grow those tax deductions even further. The IRS requires that trucks be used at least half the time for business, and proper records must support every claim to reduce audit risk.

This tax benefit lowers what you owe in federal income tax under current government incentives from H.R.1 (the Tax Cuts and Jobs Act). Early action is smart because delivery times may stretch out as demand climbs near the deadline.

Combine Section 179 with bonus depreciation for maximum savings

Ohio business owners can lower their taxes fast by using both Section 179 and bonus depreciation. First, use the Section 179 deduction to write off up to $31,300 for a heavy-duty truck over 6,000 pounds purchased before December 31st, 2025.

Next, apply bonus depreciation, which covers almost all remaining costs in the first year. Bonus depreciation is set for trucks put into service after January 19th, 2025.

This double benefit brings big savings for companies filing under limited liability companies or any other structure. The deduction limit for tax year 2025 is $2,500,000.

Both new and used equipment qualify if more than half of its use is business-related. Keep reading to see what types of vehicles meet these rules and how your next purchase from Tom Tepe Autocenter or Car Country could help reduce your taxable income.

What Qualifies for the Section 179 Deduction?

To use the Section 179 deduction, your business vehicle must meet certain requirements set by the IRS. Our team at Tom Tepe Autocenter can help you understand which trucks match these rules for tax savings.

Heavy-duty trucks over 6,000 lbs. GVWR

Heavy-duty trucks with a Gross Vehicle Weight Rating (GVWR) over 6,000 pounds qualify for the Section 179 deduction. Models like full-size pickups, large vans, and some SUVs fit in this range.

The IRS sets the deductible limit at $31,300 for vehicles between 6,001 and 14,000 pounds GVWR used in business during the tax year 2025.

Vehicles must serve your business more than half the time to claim this benefit. File IRS Form 4562 to secure your Section 179 heavy-duty truck tax deduction, Ohio businesses can use before December 31st, 2025.

Purchases at Tom Tepe Autocenter or Car Country may also qualify for bonus depreciation options if they meet the rules in place before January 19th, 2025. Larger trucks over 14,000 pounds can be treated as equipment and may offer bigger deductions.

Section 179 lets you deduct up to $31,300 on qualifying heavy-duty truck purchases used chiefly for business, says Harry Tepe.

Our team helps buyers from Indianapolis to Aurora, Indiana, and Milan, Indiana, find vehicles meeting these criteria so you get maximum benefits on your next purchase from trusted dealerships like Tom Tepe Autocenter & Car Country.

Vehicles used for business purposes more than 50% of the time

These trucks must also be used for business purposes more than 50% of the time to qualify for a Section 179 deduction. The IRS checks this closely, so keep clear records like mileage logs and receipts.

For example, if you use your heavy-duty truck mainly to deliver products or visit job sites, it counts as business use.

Vehicles used less than half the time for personal tasks do not meet Section 179 requirements. Place your vehicle in service by December 31 of the tax year, and make sure usage records back up every claim when filing taxes.

Proper documentation protects your deduction from disallowance during an audit. Always ask a tax professional before filing if you split usage between personal and work trips.

Deadline Alert: December 31st, 2025

Section 179 lets you write off a big part of your heavy-duty truck purchase, but this opportunity ends after December 31st, 2025. Act now to maximize your tax savings before lawmakers close this tax break.

Why you need to act before this tax loophole closes

The chance to claim savings in section 179 deductions for heavy-duty trucks used in business ends after December 31, 2025. Trucks must be bought and placed in service by then.

You can also deduct sixty percent of equipment costs above this limit using bonus depreciation if you qualify before the new year begins. Later purchases miss out on these tax savings due to changes from the Tax Cuts and Jobs Act (TCJA).

Increased demand from construction work funded by the Bipartisan Infrastructure Bill could make finding qualifying vehicles harder as the deadline nears.

Early action helps secure better pricing and avoids inventory shortages at Tom Tepe Autocenter and Car Country. Plan now with your tax professional to make sure your truck meets all business use rules before you buy or finance it.

The next step explains how your vehicle can meet all Section 179 requirements for deduction approval.

Steps to ensure your vehicle qualifies

Making sure your heavy-duty truck is eligible for the Section 179 deduction is crucial for gaining tax benefits. Follow these guidelines for your vehicle to meet all the necessary criteria.

1. Validate the Gross Vehicle Weight Rating (GVWR). Your truck must have a GVWR exceeding 6,000 lbs to qualify.

2. Primarily use the vehicle for business. Business use should account for more than 50% of its overall use.

3. Purchase or finance the truck before December 31, 2025. This deadline is critical as it signifies the closure of the loophole.

4. Have your vehicle in service by December 31, 2025. This implies it should be operational and used for business by this date.

5. Maintain comprehensive records of vehicle use. Logs of mileage and records of business use are significant.

6. Make an early purchase due to high demand and potential delivery hold-ups. This ensures timely receipt of your vehicle.

   
   

At Tom Tepe Autocenter, we aid our customers through each guideline to maximize the advantage of Section 179 benefits. Rely on us for your next heavy-duty truck acquisition and retain more capital in your business while upgrading your operations with dependable vehicles from our offering.

How Section 179 Can Transform Your Business

Section 179 lets you lower your business’s tax bill, giving you room to grow and invest in new equipment. Use this deduction to stretch your budget for a heavy-duty truck from Tom Tepe Autocenter or Car Country.

Lower operational costs with tax savings

Tax savings from Section 179 reduce your business expenses right away. Deducting the full purchase price of a heavy-duty truck can lower taxable income, leaving more money for daily needs and other expenditures.

For example, trucks with a GVWR over 6,000 pounds qualify if you use them at least half the time for business. Claim these depreciation allowances in the same year you put your vehicle into service, giving immediate relief on taxation.

Using bonus depreciation together with Section 179 helps maximize rebates and boosts cash flow for Ohio businesses. This boost allows smart tax planning so you can invest in depreciating assets like trucks while controlling operational costs.

Proper documentation is key to making sure all deductibility rules are met under current IRS guidelines before this incentive ends on December 31st, 2025. These cost savings make it easier to upgrade your fleet at Tom Tepe Autocenter or Car Country without raising overheads or tapping into high-interest credit cards and loans.

Upgrade to reliable heavy-duty trucks from Tom Tepe Autocenter and Car Country

Taking advantage of reduced operational costs puts businesses in a strong position to invest in dependable, tax-saving vehicles. Tom Tepe Autocenter and Car Country offer heavy-duty trucks ready for Ohio business owners who want quality and savings.

Chevy Silverado 1500, 2500, and 3500 HD models stand out on our lots. Qualifying business owners can write off up to $1,250,000 with the Section 179 depreciation deduction if the truck is placed in service by December 31, 2025.

Used heavy trucks from brands like Ford F-250 or Ram also qualify under this rule when used over half the time for work purposes. Our expert team helps you select trucks that meet both Section 179 standards and your fleet needs.

Reliable vehicles help keep your gross income high while lowering taxes through capital formation strategies.

Our job is to match working folks with reliable trucks that give real value, says Harry Tepe.

Financing options are available at approved credit levels; qualifying customers get access to great rates that keep payments low even as interest rates change. Both dealerships serve Ohio and Indiana communities with proven customer support long after the purchase—helping you leverage every dollar invested into your next workhorse truck before this stimulus ends.

Tips for Maximizing Section 179 Benefits

Work with a licensed tax expert to check your filings and ensure accuracy. Choose qualifying heavy trucks from Tom Tepe Autocenter or Car Country for smooth Section 179 savings.

Work with a tax professional for accurate filings

A tax professional uses IRS Form 4562 and keeps your paperwork in order. They track your purchase, installation, and business use so your Section 179 deduction claim stands up if audited.

This expert checks if the heavy-duty truck from Tom Tepe Autocenter or Car Country meets all requirements before December 31, 2025.

Section 179 Tax Deduction Calculators help estimate savings but rely on a pro to avoid mistakes with bonus depreciation or recapture rules. Tax professionals cover deadlines and changing IRS regulations, making sure you get every dollar allowed as a depreciation deduction for financed trucks used more than half the time for business.

Their guidance keeps more money in your company’s bank account for new investments or other economic activity that grows your Ohio business.

Select qualifying vehicles from trusted dealerships

Pick heavy-duty trucks with over 6,000 pounds GVWR from Tom Tepe Autocenter or Car Country to meet Section 179 rules for depreciation deduction. These trusted dealerships help business owners choose vehicles that fit their needs and qualify for tax write-offs before the December 31, 2025, deadline.

Staff provide clear documentation proving your truck qualifies, making it easier to claim your cost of capital savings.

Buying early helps you get the preferred configuration and timely delivery. Our team supports each step, including helping with financing options on approved credit for qualified customers.

Choosing established dealerships like ours lowers the risk of IRS non-compliance and gives access to extra services such as maintenance plans, which can help keep your fleet running strong throughout the year.

Explore Our Heavy-Duty Truck Selection at Tom Tepe Autocenter and Car Country

Come see the heavy-duty pickups and commercial trucks ready for your business at Tom Tepe Autocenter and Car Country. Let our team help you choose a Section 179-eligible vehicle that fits your needs.

Wide selection of heavy-duty trucks ready for business use

Tom Tepe Autocenter and Car Country offer a large selection of medium and heavy-duty trucks for business shoppers across Ohio and Indiana. Each vehicle meets the strict Section 179 tax deduction rules, including the GVWR over 6,000 lbs requirement set by taxpayers for depreciation deduction.

Trucks are ready for work with many body styles and upfits to fit your operation.

Our dealerships help you pick the right truck that qualifies for tax savings under Section 179. Every unit is eligible if used mainly for business before December 31, 2025. Early ordering helps guarantee delivery in time to meet IRS deadlines.

Expert staff guide customers through records needed, helping you keep more money in your business.

We make it easy to get a Section 179-eligible heavy-duty truck on your lot before year-end.

Expert staff to assist with Section 179-eligible purchases

Expert staff at Tom Tepe Autocenter and Car Country help buyers use Section 179 tax rules to their full advantage. Our team explains eligibility for heavy-duty trucks over 6,000 pounds GVWR and shows how to meet IRS compliance requirements.

Staff provide access to the Section 179 Tax Deduction Calculator so you can estimate savings upfront.

We offer clear guidance on business use rules, early ordering advice due to delivery times, and support for both new and used trucks. Our experienced professionals ensure all paperwork satisfies IRS standards for depreciation deduction filings.

Personalized tips from our experts can shape your tax strategy while you shop for a qualifying truck that fits your business needs.

Financing Your Section 179 Eligible Vehicle

Our team offers several simple truck financing options at Tom Tepe Autocenter and Car Country for businesses with approved credit. Speak with our staff to discover plans that fit your budget and let you drive away in a Section 179-eligible heavy-duty truck.

Explore financing options for your heavy-duty truck purchase

Special commercial financing rates for qualifying Silverado MD trucks start at a low APR for approved buyers. Tom Tepe Autocenter and Car Country offer flexible loans and leasing specials on both new and used heavy-duty trucks that meet Section 179 rules.

Business customers can combine these offers with the Section 179 depreciation deduction to maximize savings, often exceeding $25,000 per vehicle if the truck is purchased, financed, and put in service by December 31, 2025.

Loan approvals may take time during busy months. Popular vehicle choices can sell out fast, making early action key for the best selection and special rates. Both dealerships help you document mileage and qualify your purchase so you get all possible tax benefits.

Combining a strong financing plan with the right tax strategy puts more money back into your business, says Harry Tepe.

Check out our wide selection of heavy-duty trucks ready at Tom Tepe Autocenter and Car Country; expert staff will guide you through models eligible for Section 179 write-offs.

Conclusion

The Section 179 deduction gives Ohio business owners a rare chance to save big on heavy-duty truck purchases. This tax break will end on December 31st, so action is urgent. My team at Tom Tepe Autocenter and Car Country stands ready to help you choose the right vehicle that qualifies.

Contact us today to secure your savings before this window closes for good. All finance options require approved credit for qualified buyers.

FAQs

1) What is Section 179, and how does it help Ohio business owners buy a work truck?Section 179 lets eligible business owners deduct some (and sometimes most) of the purchase price of qualifying equipment—often including heavier work vehicles—when the vehicle is purchased and placed in service within the tax year. It can reduce taxable income and free up cash flow for your business. Always confirm how it applies to your specific situation with your tax pro.

2) What kind of truck typically qualifies for Section 179?In many cases, heavier-duty pickups, vans, and certain SUVs may qualify when they meet the IRS requirements (including weight rating and vehicle type rules). The key is that the vehicle must be used for business more than 50% of the time and must meet IRS definitions for eligible equipment.

3) What does “placed in service” mean, and why does it matter before December 31?“Placed in service” generally means the truck is actually in use for your business—not just ordered, not just sitting on a lot, and not just paperwork signed. If you’re trying to capture a deduction for this tax year, timing matters. At Tom Tepe Autocenter & Car Country, our team can help you plan ahead so you’re not scrambling late in the year.

4) Can I still qualify if I finance the truck instead of paying cash?Often, yes—financing can still qualify for tax treatment like Section 179 if the vehicle otherwise meets IRS requirements and is placed in service on time. Any financing is on approved credit / for qualified buyers, and your tax professional should confirm how your specific loan structure affects your filing.

5) What should I bring to Tom Tepe Autocenter & Car Country to make the process easier?

Bring a quick outline of how you’ll use the truck (business vs personal), your estimated annual mileage, and any guidance your tax professional has provided. We can help you compare trucks that fit your business needs and provide the purchase documentation you’ll want for your records—so you can focus on running your company while staying compliant.